(n.) the structural post of the house/building

A hard money lender is a private lender that uses property collateral instead of credit scores in order to qualify lending a buyer money.

Hard money is a way to borrow without using traditional mortgage lenders. Loans come from individuals or investors who lend money based (for the most part) on the property you are using as collateral and not based off of credit scores. When loans need to happen quickly, or when traditional lenders will not approve a loan, hard money may be the only option.

Hazard insurance protects a homeowner against the costs of damage from fire, vandalism, smoke, and other causes. When you take out a mortgage, the lender will require you to take out hazard insurance to protect their investment; many lenders will incorporate the insurance payment into your monthly mortgage payment.

The use which will bring the optimum or highest returns or advantage as of a certain time.

When real estate investors purchase property, their main goal is to sell the property for a profit. But during this process, the investor must take into consideration the amount of money they will need to pay out before the investment is re-sold. Holding costs are also known as carrying costs. When calculating the holding costs, investors must include the purchase price, and deduct operating income to come to an estimated figure.

A provision in listing agreement which entitles the broker to commission even when he closed the sale after the period of the authority provided that the buyer was registered by him with the seller and with whom he has negotiated during the period of his authority.

Real estate appraisal, property valuation or land valuation is the process of developing an opinion of value, for real property. Real estate transactions often require appraisals because they occur infrequently and every property is unique, unlike corporate stocks, which are traded daily and are identical.

This is the current market value of your home, minus what a borrower still owes on a mortgage. Home equity refers to the value of your homeownership. It is the property's market value at the time of purchase minus the current mortgage balance.

When a property owner borrows money against the equity that has been built up in said property.